The police rely on the Motor Insurance Database (MID) and the data entered by insurers and policyholders in the fight against road traffic crime and to reduce uninsured driving offences. 

Data on potentially uninsured vehicles is used in conjunction with Automatic Number Plate Recognition (ANPR) cameras throughout GB police forces.  Assisted by an extract from the MID, the police are able to quickly identify which vehicles are likely not to be insured.

This is where fleet and motor trade policyholders can make a difference by notifying all changes to a fleet to the MID to enable the police to track those drivers who are actually uninsured. Uninsured drivers are costing your company money, since victims of uninsured drivers are compensated by all insurers out of premium income. Don’t delay in notifying the MID of an update – whether it be an addition to your fleet, or the removal of a vehicle due to its disposal, and assist the Police in capturing the real uninsured drivers.  

In addition, any delay in updating may mean that your drivers are inconvenienced by the police stopping them because their details do not appear on the MID, which wastes time for both themselves and the police!   

The message is simple: update your vehicles on the MID as quickly as possible so that your staff aren’t inconvenienced by unnecessary questions and the real uninsured drivers can be stopped! 

Need to know more about what you should be doing? see – What you need to do