commercial policyholder (including fleets, motor
traders and taxi firms), YOU are responsible for regularly submitting
information about your vehicles to the database. Your insurer
can tell you how you should do this or you can take a look at the
Submission Route options.
This area of the MIIC website will provide you with all the other
information you need to comply with the law.
If you drive a
vehicle insured on a company policy, you need to make sure
that your vehicle is on the MID. Check with the person
responsible for arranging the motor insurance in your company.
Constable Meredydd Hughes, ACPO Lead for Uniformed
Operations, explains how your company's vehicles could
be seized if they are not on the MID:
of ANPR at the roadside is helping the police to rid the
roads of uninsured vehicles. During 2006 around
50,000 vehicles were seized by the police. ANPR
teams check against the Police National Computer, the
Motor Insurance Database and the DVLA database. If
a vehicle is not taxed or insured, reported stolen or
lost, or if the keeper of the vehicle is wanted by the
police for any other crimes, they will be stopped and
further checks will be made. The vehicle will be
seized if there are no valid documents, and if proof of
ownership or insurance is not produced within 14 days of
the seizure, the police have new powers to crush and
destroy the vehicle.
drivers are also at risk of seizure if the company has
not registered the vehicle details on the MID.
You, as a fleet vehicle driver, may be inconvenienced by
the police if your company has not passed on your
vehicle details to the insurance provider. A quick
phone call to your Fleet Manager may save you
unnecessary hassle at the roadside."
So it is no
longer enough just to be insured, you must ensure that
your company vehicles are on the MID.
page contains the latest important information on the Motor
Insurance Database (MID). Please take a look at this
this relevant to you?
Information about why
you need to know about the Motor Insurance Database.
need to do
The different stages
that you need to work through to comply.
list of the guides available to help the fleet & motor trade policyholders
Are you on
a police hotlist?
out how you can avoid your vehicles being stopped by police using
Asked Questions (FAQs)
document containing the answers to the questions most asked by fleet and
motor trade policyholders can be accessed from the FAQs