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  Policyholder Guides

To download the following documents, right click on the link and select 'save target as'.

Background guide - this includes general information on the MID, background to the 4th Directive and Q&A.

Interactive guide - this guide describes the method involving manual input of the data, and amendments, onto the MID website

Attended File Transfer guide - this guide details the method of sending csv files to the database, and formats for these files.

Unattended File Transfer guide - this guide looks at the method of setting up a system which generates an automatic file which is sent to the database on a regular basis, usually out of office hours.

Note : Users of “Compare & Amend" file transfer, which allows a snapshot of vehicle records to be sent, and the relevant changes to be derived by MID, will find that rectifying errors correctly is a complex process.  If not done correctly this may mean that vehicles appear on MID with the wrong details or don’t appear at all.  In either case a policyholder is not meeting his obligations under the Motor Vehicles (Compulsory Insurance) (Information Centre and Compensation Body) Regulations 2003 and may be guilty of an offence, albeit unintentionally.   Information on the way Compare & Amend works, and the restrictions and drawbacks, can be found in the Policyholder Compare & Amend Guide.

Compare & Amend - Two file types are available for updating vehicle records.  This guide describes the Compare & Amend type, which allows the daily submission of fleet 'snapshots' which create the requisite changes to records as vehicles join and leave a fleet.


Excel Spreadsheet Guide - This document explains in detail how the Excel spreadsheet templates for file transfer operate. View the accompanying Excel templates

Lotus Spreadsheet Guide - This document explains in detail how the Lotus spreadsheet templates for file transfer operate. View the accompanying Lotus templates Lotus templates

Unattended File Transfer Set-Up

The document below gives you details on how to obtain a digital certificate for Unattended File Transfer. 

Unattended - setup


To download the request form ONLY use Unattended - form only

Policyholder leaflets

Our Fleets and the MID leaflet (pdf) or our Motor Trade and the MID leaflet (pdf) explains your MID obligations and gives advice on how to become and remain compliant.  You can also obtain printed versions of these leaflets from your insurer.