When you take out car insurance, your policy details will be added to the Motor Insurance Database (MID), run by the Motor Insurers’ Bureau (MIB). This may be consulted by the Police in order to establish who is insured to drive the vehicle.  If you are involved in an accident (in the UK or abroad), other UK insurers and the Motor Insurers’ Bureau may search the MID to ascertain relevant policy information on behalf of victims.
 

A search of the MID can only be conducted using the full Vehicle Registration Mark  (VRM). It is not possible to search on a name, or address, or policy number or even a partial VRM.

The information held on the database is supplied by motor insurance companies and reflects the information that has been supplied to them by the policyholder. If the information retrieved is found to be incorrect, the insurance company should be notified so that they can make the correction to their own files and the MID. 

Subject to certain conditions,  the UK Information Centre at MIB can search the MID on behalf of a victim of an accident or under the Data Protection Act.

For law firms registered with the Law Society, there is a web application called MIDIS giving special and limited access to the MID information online.

Click Forms to see the situations when the UK Information Centre at MIB can reveal specific and limited insurance information to an enquirer.  For accident victims this information is limited to the name and address of the insurance company, the policy number and the UK claims representative (if a non-UK insurer).

Back to Top